Save Money and Shop for Medicare Supplemental Insurance Rates
Most seniors don’t shop for Medicare Supplemental Insurance rates; therefore, they
pay hundreds of dollars more for same standardized Medicare insurance coverage.
Let us help you review the plan features, compare policies, and find the cheapest
Medicare Supplemental insurer for your retirement.
Most agents make the mistake of not drilling-down through the application process
to find the correct plan for you, let alone investigating whether the state will
subsidize 95% of your prescription drug costs.
Let our network of licensed agents help you save money on your Medicare Supplemental
Insurance. No confusing paperwork. No complicated claims. And best of all, you can call us 365-days a year.
Need Additional Help?
Our licensed agent network offers FREE Medicare Supplemental Insurance consultations
(including Medicare Part D and Medicare Advantage) Monday through Friday in addition
to our FREE quotes. Just click the button below,
and fill-in the information screen.
When Should You Buy Medicare Supplemental Insurance?
The best time to buy a Medicare Supplement plan
is during the open enrollment period. This period lasts for six months and begins
on the first day of the month in which you’re both 65 or older and enrolled in Medicare
Part B. During this period, a Medigap insurer cannot use medical underwriting. This
means that the Medigap insurer cannot refuse to sell you a Medicare Supplement policy,
make you wait for coverage to start, or charge you more for a Medicare Supplement
policy.
Your annual enrollment period for a Medicare Prescription
Drug Plan is from October 15th to December 7th. If you have a Medicare
Supplement policy with prescription drug coverage, your situation may have changed
in ways that make a Medicare Prescription Drug Plan fit your needs better. It’s
a good idea to review your Medigap coverage each fall, because you can join a Medicare
Prescription Drug Plan between October 15th – December 7th.
You can enroll in a Medicare Supplement plan at any other
time throughout the year, subject to medical underwriting requirements.
Pre-existing conditions apply in certain situations, and the Medicare Supplement
plans currently offered do not offer prescription drug coverage. However, an individual
may purchase a separate pharmacy plan in addition to their Medicare Supplement plan.
Why would you want to switch to a different Medicare Supplement
policy? Some reasons may include the following: 1) you’re paying for
benefits you don’t need; 2) you need more benefits than you needed before; 3) your
current Medicare Supplement policy has the right benefits, but you want to change
your insurer; or 4) your current Medicare Supplement policy has the right benefits,
but you want to find a less expensive Medicare Supplement policy.
We estimate that 80% of Medicare supplemental insurance policy owners are over-paying
for their Medicare Supplement Insurance plans. Our licensed agent network
want to offer you a FREE, no pressure Medicare Supplemental Insurance quote.
Website Disclosure: Medicare has neither reviewed,
nor endorsed this information.